buying a car

buying a car in france

Buying a car in France as a foreigner or non-resident can be an exciting but challenging process due to language barriers and specific legal and administrative requirements. However, it is entirely possible to do so, provided you can produce proof of address and hold a valid driving license, even if it’s a foreign one. You do not need to be a permanent resident.

Understanding the Car Market

New vs. Used Cars

New cars offer the latest features and warranties but are significantly more expensive. Used cars are more affordable but may have higher maintenance costs and shorter warranties. Generally, cars tend to be more expensive in France than in other countries like the UK, with a smaller second-hand market available to consumers.

Popular Models and Brands

French manufacturers like Renault, Peugeot, and Citroën are particularly popular and well-suited for varied French landscapes, offering easy access to servicing and spare parts throughout the country. International brands like Volkswagen, Toyota, and Ford are also widely available and have established dealer networks.

Dealerships vs. Private Sellers

Dealerships offer newer models, certified pre-owned vehicles, professional advice, warranties, and financing options. They often handle most of the paperwork, making the process smoother for buyers. Private sellers may offer lower prices but require more diligence in vehicle checks and paperwork management. It’s generally safer and easier to go through a garage or dealership, especially for foreign buyers.

Online Platforms

Websites like La Centrale, AutoScout24, Le Bon Coin, Par Vendu, and L’argus are excellent resources for researching cars and comparing prices. However, exercise caution with private sellers on these platforms due to potential scams. Always verify the vehicle’s history and inspect it thoroughly before making any commitments.

Importing a Car

It’s common for French citizens and expats to buy cars in other European countries like Belgium or Portugal, where new cars can be around 20% cheaper. UK expats might find it cheaper and more convenient to buy a second-hand left-hand drive car in the UK and re-register it in France. If importing, ensure the car conforms to French specifications (DRIRE approval) and check warranty terms with a local French dealer. Be aware of VAT implications on car shipping.

Budgeting and Costs

Comprehensive Budgeting

Beyond the purchase price, essential costs include mandatory insurance, registration fees (Carte Grise), taxes, and potential financing costs. Don’t forget to budget for regular maintenance and fuel expenses, which form part of the ongoing ownership costs.

Average Costs

New cars can range from moderate to high prices, with the average new car cost in France reaching €35,474 in 2023, and prices continuing to rise with an average of €35,601 in early 2024. Used car prices vary significantly based on condition, age, and history, with the average online price for used cars being around €16,152 as of late 2023. Generally, cars in France tend to be more expensive than in many other countries.

Registration (Carte Grise)

This is a one-time fee based on the car’s power and environmental rating. The average cost for vehicle registration is around €300, though this varies depending on the vehicle’s horsepower and regional factors.

Taxes

There is no annual road tax in France, like in other countries around the world (such as the UK). However, there is a tax applied when you change ownership of a vehicle. High-emission cars incur a surcharge on the registration document, reflecting France’s environmental policies.

Financing Options

Banks and dealerships offer various financing plans with different terms and interest rates. Understanding these options and comparing them is crucial for making an informed financial decision.

Essential Documentation for Foreign Buyers

Personal Documents

You’ll need a valid passport or national ID card, proof of residence (utility bill, rental agreement, or title deed), and a valid driver’s license that’s recognized in France. Non-EU licenses may require an international driving permit. Non-EU citizens must also provide a visa or residence permit to demonstrate legal residency.

Car-Specific Documents (from seller)

The seller must provide the Certificate of Registration (Carte Grise) – the original document that must be crossed out, dated, and signed. This document must be kept in the car at all times, so never buy a car without it. For used cars older than four years, you’ll need a Contrôle Technique (Technical Inspection Certificate) that’s less than six months old at the time of sale.

A formal Sales Contract (Certificat de Cession/Cerfa 15776) is mandatory for official ownership transfer, detailing the vehicle’s specifications, sale information, and parties involved. The Certificat de Situation Administrative (Certificate of Non-Gage) must be less than 15 days old and show no blocks, confirming that ownership transfer is possible with no unpaid fines or liens.

Additional Documentation

For financing, you’ll need proof of income to assess eligibility. Insurance application forms are required for mandatory car insurance. Imported vehicles need a Certificate of Conformity (CoC) to confirm they meet French standards. When buying from a garage or dealer, you’ll need a “Déclaration d’achat” (Purchase Declaration).

the process of buying a car

From a Dealership

The dealership process is generally straightforward, involving car selection, test drives, price negotiation, payment, and paperwork finalization. The dealership typically handles registration procedures and provides the necessary Contrôle Technique documentation.

From a Private Seller

Inspecting the Car: Thorough inspection is crucial when buying from private sellers. Bring a knowledgeable friend or hire a professional mechanic to check for wear and tear, mechanical issues, and potential red flags that could indicate future problems.

Reviewing Vehicle History: Request maintenance records and the Contrôle Technique certificate. The HistoVec report is highly recommended as it compiles MOT mileages, administrative events, and the vehicle’s administrative situation.

Negotiation: Price negotiation is done directly with the seller. Research comparable vehicles to ensure you’re getting fair value for the car’s condition and specifications.

Handling Paperwork: Complete the Certificat de Cession carefully and ensure all other documents are in proper order. Never sign the Cerfa 15776 until all documents, especially the Carte Grise, have been thoroughly checked and verified.

Avoiding Scams: Be wary of prices that seem “too good to be true.” Avoid paying down payments, especially to individuals or unverified garages. Never wire money to people you haven’t met in person, and always verify the seller’s identity and the vehicle’s legitimacy.

Registration and Insurance

Registration (Immatriculation)

Registration is mandatory after purchase and must be completed within one month. This process is handled through the French Agency for Automotive Registration (ANTS) online system. Dealers can often assist with this process, and your new Carte Grise will be mailed to your address.

Car Insurance

Car insurance is legally required before driving in France. The basic legal requirement is third-party liability (assurance au tiers), while comprehensive coverage (assurance tous risques) is more expensive but offers broader protection. Compare offers from various providers and provide detailed personal, driving history, and car specifications. Some insurance companies offer English-speaking assistance for foreign buyers.

You’ll receive a green insurance card (carte verte) and a sticker for your windshield as proof of coverage. In France, the car is insured rather than the driver, meaning anyone with permission can legally drive your insured vehicle.

Updating Information

Promptly update registration and insurance details whenever you move or change personal information to avoid penalties and ensure continuous legal compliance.

Vehicle Inspections and Road-Readiness

Contrôle Technique (CT)

This mandatory vehicle inspection is required for cars over four years old, with inspections needed every two years. New cars are exempt for their first four years. The inspection covers brakes, emissions, lights, and other safety features. Book appointments at authorized centers, and if your vehicle fails, repairs and re-inspection are required before legal road use.

Environmental Standards

France has strict emission standards, particularly in urban areas. An air quality certificate sticker derived from your carte grise is needed to drive in low emission zones. Diesel cars are becoming less suitable for major French cities due to increasing low emission zones expected by 2025.

Safety Equipment

French law requires your car to be equipped with specific safety items: a reflective safety vest, a warning triangle, and a breathalyzer kit. These must be present in the vehicle at all times.

Seasonal Considerations

Depending on your region and the season, snow tires or chains may be legally required for winter driving. Check local regulations for your specific area and planned routes.

Driving Laws and Regulations in France

Driving Side and Speed Limits

Drive on the right-hand side of the road. Speed limits vary by location – urban areas, rural roads, and highways each have different limits that also change based on weather conditions.

Mandatory Documents

Always carry your driver’s license, proof of insurance, and vehicle registration (Carte Grise) while driving. These documents must be available for inspection by authorities at any time.

Alcohol Limits

France enforces strict drink-driving laws with a blood alcohol limit of 0.05%, which is lower than in some other countries. Penalties for violations are severe and strictly enforced.

Traffic Fines and Penalties

France uses a points-based system for traffic violations, which can lead to license suspension for repeat offenders. Traffic fines are often collected on the spot by law enforcement officers.

Differences for Foreign Drivers

At intersections without clear signage, vehicles approaching from the right have priority – this “priority to the right” rule is fundamental in French traffic law. In roundabouts, drivers already in the roundabout have the right of way over entering vehicles. Many highways are toll roads (péages), so be prepared for costs and various payment methods.

Navigating Roads

Urban driving can be challenging due to narrow streets and dense traffic conditions. Rural roads may present hazards like sharp bends, wildlife crossings, or agricultural vehicles. Understanding and adhering to parking rules is essential to avoid fines.

Roadside Assistance and Emergency Services

Familiarize yourself with breakdown services available in your area. For emergencies, dial 112, which connects you to emergency services throughout the European Union.

Key Tips and Resources

Research and Patience: Thorough research and patience are crucial for navigating the car buying process smoothly. Take time to understand the market, compare options, and verify all documentation before making commitments.

Seek Advice: Online forums and expat communities offer valuable insights from people who have gone through similar experiences. Their practical advice can help you avoid common pitfalls and streamline your buying process.

Professional Help: Consider consulting legal advisors who specialize in expat issues or automotive clubs like the Automobile Club Association (ACA) for professional guidance and support throughout the process.

Official Resoures: Service-Public.fr serves as the official French administration website for vehicle registration and driving laws. The ANTS (Agence Nationale des Titres Sécurisés) website is essential for vehicle registration matters and accessing official forms.

Additional Insights

Grants

Government grants might be available for purchasing environmentally friendly vehicles, such as electric cars. Research current incentive programs that could reduce your overall purchase costs.

Returning a Car

If you purchase from a company online or with credit arrangements, French law allows cancellation within 14 days. This right generally doesn’t apply to purchases from individuals unless you can prove a “hidden defect” (vice caché) or reach mutual agreement with the seller.

Selling a Used Car

When selling, you must complete a “Certificat de cession” form with the buyer, cross out the Carte Grise, write “vendu le…” with the date and time, and sign it. You must also provide a “certificat de situation administrative” and a MOT certificate not older than six months. The ownership transfer must then be declared online to complete the legal process.